We have been in the receivables factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in doing so, can help you through any troublesome times you might come under. We won't go out of business when the times get troublesome, as a few receivables factoring companies sadly have in the past.

All factoring companies have guidelines for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the best match for your company - it may be us or another receivables factoring company.

We have a huge network of receivables factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take the time to run through what you need to us, you'll quickly learn that we can help you find exactly what you need.

Nearly all receivables factoring firms let you pick and choose your customers that you would like to factor. But a handful of them normally require a minimum dollar amount in order to do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use receivables factoring when you don't require it.

Nearly all receivables factoring firms . Who knows all the reasons why they do this. You can be rest assured, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, determine concerns. Based on that information we will put together a tailored solution for you. Nearly all invoice factoring companies notably the Silicon Valley ones almost completely put their faith on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or don't want to be troubled.

Don't dismiss the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them much the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is crucial to run your business profitably.

We make sure to incorporate advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Nearly all other companies are not even in the same neighborhood.